GiveWell helps take the guesswork out of it. They have a list of their top charities. They explain how looking at how much of your donation goes to overhead doesn't tell you anything about the quality of the charity. And they point out the incredible strength of the individual donor! Individual donors give way more than any other donor out there- including the Gates Foundation.
When you do your end of the year donations check out their chart and then give yourself a pat on the back for being an important part of the solution, not just a drop in a bucket.
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